Ordering checks through your bank can often be an expensive and time-consuming process. Many consumers and business owners are turning to Extra Value Checks as a reliable alternative to get high-quality, secure checks at a much lower price. Whether you need a simple set of personal checks or complex payroll checks for a large company, understanding how to navigate the ordering process ensures you get exactly what you need without the high bank fees.
This guide will walk you through the benefits of using Extra Value Checks, the different types of products available, and a step-by-step walkthrough of the ordering process. By the end of this article, you will feel confident in your ability to secure affordable, professional checks that meet all modern banking standards.
Why Choose Extra Value Checks?
One of the primary reasons people switch from bank-ordered checks to Extra Value Checks is the significant cost savings. Banks often charge a premium for the convenience of ordering through their portal, but the checks themselves are often printed by the same high-quality facilities used by independent providers.
In addition to lower prices, you gain access to a much wider variety of designs and customization options. While a bank might offer five or ten basic styles, independent check printers offer hundreds of themes, ranging from scenic landscapes and wildlife to professional business layouts. This allows you to express your personality or maintain a specific brand image for your company.
Security and Compliance
Security is a top priority when it comes to financial documents. Extra Value Checks utilizes advanced security features that meet or exceed American Bankers Association (ABA) standards. These features are designed to prevent tampering, forging, and unauthorized copying.
Standard security measures often include chemically sensitive paper that changes color if someone tries to alter the check. You will also find microprinting, which is text so small it appears as a solid line to the naked eye and cannot be accurately reproduced by most scanners or copiers.
Types of Personal Checks Available
Personal checks come in several formats to suit different record-keeping habits. Understanding these options before you start your order will help you choose the style that fits your lifestyle best.
- Single Checks: These are the standard checks most people are familiar with. They are economical and perfect for those who do not write many checks.
- Duplicate Checks: These checks have a thin carbonless copy underneath each original. When you write a check, the information is automatically transferred to the copy, providing an instant record of your transaction.
- Side-Tear Checks: Many users find side-tear checks easier to remove from the checkbook without accidentally ripping the check itself.
- Top-Tear Checks: This is the traditional format where the check is pulled upward from the binding at the top.
Regardless of the format, you can choose from various themes. Popular categories include inspirational quotes, animal portraits, sports teams, and classic parchment styles. This variety ensures that your checkbook reflects your personal taste.
Business Check Solutions
For business owners, checks are more than just a payment method; they are a tool for organization and professional branding. Extra Value Checks offers several business-specific products designed to streamline accounting and payroll.
Computer and Software Checks
If you use accounting software like QuickBooks, Quicken, or Sage, you can order laser checks that are specifically formatted for your printer. These checks allow you to print the payee, amount, and date directly from your software, reducing manual entry errors and saving time.
Manual Business Checks
For businesses that need to write checks on the go, manual business checks are the ideal solution. These are typically larger than personal checks and often come in a “3-on-a-page” format within a large binder. They frequently include a side stub for detailed record-keeping, allowing you to track invoices and categories easily.
Information You Need Before Ordering
To ensure your checks are processed correctly and accepted by your financial institution, you must provide accurate banking information. It is highly recommended to have a current check or a formal specification sheet from your bank on hand before you begin.
You will need the following details:
- Routing Number: This is the nine-digit number located at the bottom left of your check. It identifies your specific bank.
- Account Number: This number identifies your specific account and is usually located to the right of the routing number.
- Bank Information: You will need the official name and address of your bank or credit union.
- Personal/Business Information: This includes the name(s) and address you want printed on the top left of the check.
Double-checking these numbers is the most important step in the process. Even a single digit error can result in checks that are unusable or, worse, checks that draw funds from the wrong account.
Step-by-Step Ordering Guide
Once you have your information ready, the ordering process is straightforward. Follow these steps to complete your purchase efficiently.
1. Select Your Product
Browse the categories to find the type of check you need. Decide between personal or business styles, and then select the specific design that appeals to you. Click on the design to begin the customization process.
2. Enter Your Customization Details
Input your name, address, and any additional lines of information you want on the check. You may also have the option to choose a specific font or add a custom logo if you are ordering business checks. This is the time to make the checks truly yours.
3. Provide Banking Information
Carefully enter your routing and account numbers. Most sites provide a visual guide showing exactly where these numbers are located on a standard check. Ensure the bank name and address match your records exactly.
4. Choose Your Quantity
Checks are usually sold in boxes. For personal checks, a single box often contains 100 to 125 checks. Buying in bulk (two or four boxes) often results in a lower price per check, which is a great way to maximize your savings.
5. Select Shipping and Add-ons
Decide how quickly you need your checks. Standard shipping is usually the most cost-effective, but expedited options are available if you are running low. You might also be offered accessories like checkbook covers, deposit slips, or self-inking stamps.
Security Features to Look For
When ordering from Extra Value Checks, you can often opt for enhanced security packages. One popular option is the EZShield Fraud Protection. This service provides an extra layer of security by helping you manage the consequences of identity theft or check fraud.
Modern checks also include a “Security Screen” on the back. This is a very light pattern or text that is difficult for scanners to pick up. If someone tries to photocopy your check, the screen will often disappear or reveal a “VOID” message, alerting the bank teller to a potential forgery.
Tips for a Smooth Experience
To get the most out of your order, keep these tips in mind. First, always start your check numbering where your last book left off. This helps with your personal record-keeping and makes it easier to spot missing checks in your bank statement.
Second, consider ordering matching address labels. Using matching labels with your checks provides a cohesive and professional look for your mail. It also saves you the trouble of writing your return address on every envelope.
Finally, always review the digital proof if one is provided. Check for spelling errors in your name or address and verify the routing and account numbers one last time. Taking an extra minute to review can save you the hassle of a reorder later.
Conclusion
Ordering from Extra Value Checks is a smart way to manage your finances while saving money. By following the steps outlined in this guide, you can easily navigate the selection and customization process to get checks that are secure, professional, and personalized. Whether you are a homeowner looking for a fun check design or a business owner needing compatible laser checks, the process is designed to be simple and reliable.
Now that you know how to gather your information and place an order, you can take control of your check-writing needs. For more helpful tips on managing your personal or business finances, explore our other articles on banking tools and organizational strategies.